Unlock cash fast using your vehicle's value. We finance logbook loans, vehicle purchases, and e-bike financing — with flexible repayment plans built around you.
< 4 Hrs
Loan disbursement
KES 100K+
Minimum loan amount
65%
Of vehicle value financed
10,000+
Happy customers
Our Products
Whether you need quick cash, a new vehicle, or an e-bike, we have a product designed around your life.
Use your car, keep driving it
Borrow against your motor vehicle while keeping full use of it. Ideal for business owners, emergencies, and any short-term need.
Drive your dream car today
We finance up to 65% of the vehicle's value so you can own the car you want without liquidating your savings.
Go electric, earn more
Join Kenya's electric mobility revolution. E-bikes are cheaper to run than petrol — we make ownership affordable through flexible financing.
Simple Process
From application to funding in as little as 4 hours — a process built to respect your time.
Fill out our simple online form or send us a WhatsApp message. No lengthy paperwork — just the basics.
Our team assesses your vehicle's value and verifies your documents. We'll contact you within 30 minutes.
Receive a clear loan offer with all terms upfront — no surprises. Accept digitally or in-person.
Money disbursed directly to your M-Pesa or bank account. Keep driving your car throughout.
Apply For Loan
Move the slider to see how much your repayment would be. All figures are indicative — your actual rate may vary based on your profile.
Repayment Period
Loan Type
Monthly repayment
Ksh 50,231.04
Weekly repayment
Ksh 11,592.67
Total repayable
Ksh 602,772.51
Total interest
Ksh 102,772.51
Apply for This Loan
Why Choose Us
We are more than a lender — we are a partner who puts your financial wellbeing first.
Fully licensed by the Central Bank of Kenya. Compliant with all financial regulations. Your loan is safe, legal, and transparent.
We use bank-grade encryption to protect your personal and financial information at every step.
All fees, rates, and repayment schedules are disclosed upfront before you sign anything. What you see is what you pay.
Your vehicle logbook is held securely as collateral. You keep driving your car while repaying — no disruption to your life.
Our team is reachable by phone, email, or WhatsApp. We walk with you from application to final repayment.
Choose daily, weekly, or monthly repayment options that match your cash flow — not ours.
FAQ
Everything you need to know before applying.
If you have a car and there is a demand for money, take advantage of the opportunity to get the desired amount at Huduma Credit using your car as a guarantee. You can request for a logbook loan from KES.100,000 up to a maximum of KES.7,500,000 with a repayment period of up to 18 months.
You can apply for a logbook loan in several ways: Through this website, filling out an application by clicking here. By calling us at 0111050710 By visiting one of our offices at: International House, Mezzanine floor, Mama Ngina Street. P.O Box 263-00610 Nairobi. Map link
You can apply for a logbook loan up to KES 7,000,000 with a maximum repayment period of up to 18 months.
You are obliged to pay monthly installments in accordance with the repayment plan attached to your loan contract. To make it easier for you, you will receive a text message as a reminder of any upcoming payment.
Original logbook Proof of income( Bank and Mpesa statement) Personal ID and KRA pin certificate. Passport photo.
Still have questions? Contact our team or visit our full FAQ page.
Apply online in minutes or chat with us on WhatsApp. Our team is ready to help you get the funds you need — fast.
