Logbook Loans
Secure a Loan With Your Vehicle
A logbook loan lets you unlock cash using your vehicle as collateral — while you continue driving it. We lend up to 65% of your vehicle's value, with a minimum of KES 100,000 and a maximum of KES 1,500,000.
Up to 65%
of your vehicle's value
KES 100K
minimum loan amount
Under 4 hrs
to get funded
What is a Logbook Loan?
A logbook loan is a form of financing whereby a loan is secured against the borrower's motor vehicle. We lend up to 65% of the value of your motor vehicle, with a minimum amount of KES 100,000.
This loan can be used for any purpose — vehicle repairs, purchasing spare parts, business expansion, or supplementing working capital. You retain the right to continue driving your car throughout the repayment period.
Why Huduma Credit?
We make financing simple, fast, and transparent.
Quick access to funds
Loan disbursed within 4 hours of approval.
Flexible repayment period
Choose from 3 to 36 month repayment terms.
Minimal credit checks
We focus on your vehicle, not your credit score.
Keep driving your car
Retain full use of your vehicle throughout the loan period.
Basic Requirements
We keep our documentation requirements minimal so you can get funded as fast as possible.
- Driver's licence
- Personal ID or Passport
- MPesa Statement (6 months)
- Logbook copy and Proof of Insurance
Ready to apply?
Our team is available Monday to Friday 8 AM – 5 PM, and Saturday 9 AM – 1 PM. You can also apply online 24/7.
Apply NowHow It Works
Three simple steps to get your logbook loan.
Submit an Application
Apply via WhatsApp, online, or visit our offices on Mama Ngina Street.
Vehicle Valuation
Once pre-approved, get your vehicle valued at one of our partner centres.
Receive Your Funds
Funds are released within the same day of a successful valuation.